Vehicle Service Contract

Enjoy a more worry-free ownership experience

If you want to protect yourself against the high cost of vehicle repairs, a Vehicle Service Contract (VSC) can be a great option. A vehicle service contract is an all-risk mechanical breakdown plan that pays to repair or replace nearly every component in your vehicle.

This comparison shows different coverage levels across the Powertrain, Standard, and Comprehensive Plans.

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Repair and labor cost analysis ††

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†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

A vehicle service contract extends coverage beyond the manufacturer’s warranty period and often pays for repairs not covered by your manufacturer’s warranty, as well as covers the cost of alternate transportation while yours is being repaired.

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  • A VSC provides coverage for the cost of parts and labor associated with eligible repairs based on your plan selection
  • Repair your vehicle virtually anywhere – you can have repairs made at your selling dealership or through any ASE-certified repair shop across the U.S.
  • Transferable to the next vehicle owner, offering potentially higher resale value
  • A small deductible may apply per covered repair

Choose your coverage level:

Powertrain

The Powertrain Plan provides coverage for the component parts listed below. Click on the icons for details.

Benefits included with every plan:
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Emergency Roadside Assistance

24/7 Emergency roadside assistance coverage for services such as: towing, flat tire changes, gas and fluids delivery, battery services, and frozen lock and lockout services–up to specified limit per disablement.

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Transportation Reimbursement

In conjunction with covered repairs–up to a specified daily limit.

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Trip Interruption

Food and lodging for up to three days–up to specified limit–if breakdown occurs more than 100 miles from home.

Legal Disclaimer

This brochure gives a general overview of Zurich’s Vehicle Service Contracts available to qualified customers through individual member companies of Zurich in North America. Certain restrictions and exclusions apply, and coverages may differ in certain states. Please consult your vehicle service contract for detailed terms and conditions.

Universal Underwriters Service Corporation (UUSC), an individual member company of Zurich in North America, is the issuing provider and administrator of Zurich’s vehicle service contracts in all states except Florida. In Florida, the issuing provider and administrator is Vehicle Dealer Solutions, Inc. (FL License #60132). In California and New York, UUSC operates under its d/b/a UUSC Service Company (CA License #0C17302).

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